Can a non-resident buy property in Dubai?
Yes. Non-residents of any nationality can buy 100% freehold property in Dubai's designated freehold zones without a local sponsor. There is no minimum purchase price to enter the market and you do not need to be in the UAE — the entire transaction can be completed remotely via a notarised Power of Attorney to a UAE-based conveyancer.
A property investment of AED 2M or more can qualify you for the 10-year renewable UAE Golden Visa, which can include spouse and dependents. Conditions for off-plan and mortgaged property have changed over time, so check the current criteria on the UAE Government portal and with DLD before you rely on it.
Non-resident mortgages are available from Emirates NBD, Mashreq, ADCB, HSBC and other UAE banks up to 50–60% loan-to-value usually at somewhat higher rates than resident mortgages. You will need 6 months of bank statements, passport, and proof of income from your home country.
Open a UAE bank account is not required to buy, but it makes ongoing service-charge and utility payments easier — most banks now let non-residents open a savings account with a title deed.
Last reviewed 2026-10-01 by PropertyConnect Editorial. Sources: UAE Government portal — Golden Visa; Dubai Land Department (DLD); Central Bank of the UAE.
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- All answers
- Frequently asked questions
- Source: UAE Government portal — Golden Visa
- Source: Dubai Land Department (DLD)
- Source: Central Bank of the UAE
